Automobile Liability and Insurance Coverage
University employees and authorized users are covered for automobile liability insurance when operating a vehicle owned, leased, or borrowed by the University for official business. Risk Advisory and Insurance Services (RAIS) manages the Auto Self-Insurance Program, which provides coverage for auto incidents causing bodily injury or property damage to a third party, and for repairs to University-owned or leased vehicles listed on the UCSF Vehicle Inventory List.
If you are involved in an accident, contact UCPD immediately and report the incident. All incidents, especially those involving another party, must be reported to RAIS within 24 hours. Claims for repair costs to University vehicles are subject to a $500 deductible per occurrence.
Employees may also be covered while using personal vehicles for UC business. However, their personal insurance is the primary coverage. Employees must carry minimum liability limits of $50,000 per person for bodily injury, $100,000 for two or more persons, and $50,000 for property damage. Departments may reimburse up to $500 for vehicle repairs or deductible costs, whichever is less. For full details, see the guidelines on using personal vehicles for work.
When renting a vehicle for business travel, use Connexxus. Their negotiated contracts include insurance for vehicle damage and liability. While lower prices may be available elsewhere, coverage may not be included and costs may fall to the department. Refer to Supply Chain Management Travel and Entertainment for guidelines. Additional rental policies are available at UCOP Travel Insurance and Safety.
Comprehensive travel liability and insurance policies are available in the UCOP Policy G-28. For more information on auto and liability coverage during University travel, visit the UCOP Automobile Program FAQ.
As of July 1, 2008, laws restrict cellular phone use while driving. See the official UC policy on mobile phone use: UCOP BFB-G-46.
The Workers’ Compensation Self-Insured Program covers job-related injuries. Employees should complete a Beneficiary Designation Form in the event of accidental death or dismemberment during official University travel.
For questions, contact Aracely Nunez, Property and Auto Risk Analyst, at 415-514-2869.